Frequently asked questions:

Q: Can you help?
A: Probably.

Q: Why is JDM Investment Counsel the firm to handle my

assets?

A: Because asset allocation matters. JDM Investment Counsel has an enviable six year track record of active portfolio management using this philosophy.  Understanding the macroeconomic  forces at work around the globe will lead to successful asset allocation decisions.  Our market outlook is driven by inflationary expectations, GDP growth expectations, and foreign currency exchange rate trends.

The goal of our relationship is to grow your financial

assets. We strive to achieve that by using five investment models.

balanced portfolio management,

either taxable or tax-free

This style subscribes to a few core philosophies: Modern Portfolio Theory is right – a portfolio holding a mix of stocks and bonds will out perform a portfolio of just stocks or just bonds. A range of 20 to 30% bonds with 80 to 70% stocks respectively puts one in the sweet spot of the best reward with least amount of risk.  The other philosophy is that asset allocation matters not just in the very broad context of stocks and bonds but also in a macro economic context of international versus domestic versus emerging market stocks. The final core philosophy is that with regard to stock picking – dividends really do matter a lot. Not only the payment of dividends but also the growth of those dividend payments.

passive portfolio management

This is an all exchange traded fund, index oriented portfolio. It expands upon our core work for our balanced style as described above. This portfolio is usually 100% equity oriented.

taxable fixed income management

This is a bond only style for clients who can use taxable income. It is driven by our interest rate

outlook, our expectation of yield curve movement, the current credit environment and the level of income needed by the client.

tax-free fixed income management

Very similar to above, but here given the smaller size of the municipal market specific bond selection becomes more critical.

 

Q: How do I transfer funds? 

A: Assets are transferred via an automated electronic process.  When you sign the document to become a client of JDM Investment Counsel, the transfer process begins within a 24 hour time frame.  It is usually a behind the scenes activity.  Gone are the days when you went to your safety deposit box, got the stock certificates and, dropped them off at the new brokerage house. 

 

Q: How long does the transfer take? 

A: It is a seven to ten day process. You will have electronic access to view your account.  You will be able to access the Scottrade website and your account through the Clients Only page on the JDM Investment Counsel website.  You will receive confirmation of transfers via U.S. mail. 

 

Q: Do I have to transfer my assets to Scottrade?

A: No. We can partner with your current broker or custodial manager.  Transferring your assets to a Scottrade Custodial Account does make it easier for JDM Investment Counsel to make timely changes in your account.  

Q: What happens after my assets have been transferred?

A: We go to work for you.  By the time the assets are transferred, we will have worked together to develop your financial goals based on your current situation and future plans.  Your assets will be managed to best assure those goals will be achieved. We will be in contact to keep you informed of your account status.

 

Q: How much contact will I have with your firm? 

A: You will have as much or as little contact as you want.  Ideally we will be in contact on a quarterly basis and have an annual face to face review.  Monthly statements will be mailed to you, unless you choose not to receive paper statements.

If you ever have any questions, concerns, or a restaurant recommendation, call me – 614-937-7632. The goal of our relationship is to grow your financial assets, and there should never be confusion about that.

 

Q: Do you have a JDM Investment Counsel web disclosure?

A: Of course. It may not be great reading, but it is important.

 

 

 JDM Investment Counsel, LLC (“JDM Investment Counsel”), is a

 Registered Investment Advisory Firm regulated by the State of  Ohio’s

 Division of Securities. JDM Investment Counsel is  registered in the state

 of Ohio and is limited to providing  investment advisory services to

 residents of these states and  residents of other states where the firm is

 exempt from registration.

 

 The purpose of this Web site is to provide general information to the

 public and provides for an efficient method in which a prospective client

 may contact JDM Investment Counsel. JDM Investment Counsel does not

 render or offer to render personalized investment advice through this  

 medium. 

 

 The information provided herein is for informational purposes only and

 does not constitute individual financial, investment, tax, accounting or

 legal advice. The information contained on this Web site does not

 constitute a distribution, an offer to sell, or the solicitation of an offer to

 buy securities. Accordingly, the content in any newsletter, referenced

 story, or hyperlink posted herein should not be construed by any

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 solicitation to effect or attempt to effect transactions in securities via

 this medium. Furthermore, the information resulting from the use of

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 should also not be construed, in any manner whatsoever, as the receipt

 of, or a substitute for, personalized individual advice from JDM

 Investment Counsel.  

 

 Investment advice can only be rendered after delivery of JDM 

 Investment Counsel’s disclosure statement (Form ADV Part II) by

 JDM Investment Counsel and after the proper execution of an investment

 advisory agreement between a client and JDM Investment Counsel. A

 copy of JDM Investment Counsel's current ADV II, which discusses JDM 

 Investment Counsel's business operations, services, and fees, is

 available from JDM Investment Counsel upon written request. 

 

 Investment Management is long-term oriented. General investment,

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 that you consider implementing or changes in your financial situation 

 should be brought to the attention of your professional Investment

 Adviser. 

 

 This Web site may contain links to other sites. Although utmost care is

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 JDM Investment Counsel has used its best efforts to obtain the most

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 Links to third party websites are provided solely for your convenience. 

 We have not reviewed any third party websites and are not responsible

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 deemed to be reliable. If you click on a link within a JDM Investment 

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 responsibility therefore. All such information is provided solely for

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 JDM Market Counsel reserves the right, at its sole discretion, to change, 

 modify, add or remove any portion of these terms in whole or in part, at

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Thank you for reading!                                                                                                    

 

 

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